Personal

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Motor Vehicle Cover

Motor Vehicle Cover is there in the event of damage to, or loss of, your vehicle as the result of an accident or theft.

We work with over 24 insurance companies. This allows us to shop around and find the best possible deal for you. We offer independent advice to ensure that you benefit most in the event of a claim.

There are three types of cover available for motor vehicles:

  • Third party: This is the least expensive of all motor vehicle insurance cover. Third party insurance is essentially a form of liability insurance taken by the insured for protection against claims by a third party.   
  • Third-party, fire and theft: Vehicles still subjected to finance agreement may not take this cover as it only provides cover in the event of fire, theft and third party; no own damage cover in the event of an accident.
  • Comprehensive cover: This cover includes all of the above as well as damages to the insured’s vehicle. This is one of the highest levels of motor vehicle insurance protection. You may claim even if the accident is your fault. Cover includes damage caused by fire and natural disasters and provides cover for theft and hijacking.

Vehicles are expensive to repair and replace; if you have the right cover, you won’t experience that financial drain. We will assist you with the claim process and keep you up to speed, every step of the way.

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Commercial Insurance

Insurance that is used to cover any commercial asset.

Commercial Insurance is taken out by a business for protection against potential loss through unforeseen circumstances like theft, liability and property damage. It also provides cover in the event of an interruption of business or injured employees.

Many businesses has had to close its doors because of the loss of key assets or stoppage. Don’t let your business become one of these.

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Household  Content

This product ensures that all movable content in your house and on your property is insured.

We are here to walk you through the application and claims process.

Our comprehensive cover covers your household contents against damage or loss due to theft, fire, flood and natural disasters.

You may not be aware of how much money you have invested in your household contents. If you are under-insured, your insurance provider will not pay out your full claim. We will advise you on how to complete your inventory form to avoid complications when you need to claim.

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Professional Liability Cover

Insurance that protects professionals from claims initiated by their clients.

Professional liability cover has different names, such as medical malpractice or errors and omissions, depending on the industry in question; however, they all cover the Professional in the event of any claims stemming from them and their work.

Why gamble with your career? Let us insure you, and you can continue with your chosen profession unhampered.

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Building Insurance

Building insurance covers the physical structure of your residence or any fitted or permanent fixtures to the structure.

The easiest way to explain what is covered under building insurance is: ‘If you pick up your house, remove the roof, turn it upside down and shake it, that which remains behind will be covered by building insurance.’
For example; air-conditioning, geyser and Jacuzzi.

We source the best value for money products for you; this is possible because we deal with over 24 insurance companies. We will also guide you through the claims process.

Building insurance claims can run into hundreds of thousands, if not millions of rands.  Don’t risk your families’ home for a few hundred rands a month.

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