Home Insurance

Your home isn’t just your biggest investment, it’s your safe space, your future, and your peace of mind. Whether it’s damage from a storm, theft, or fire, our home insurance gives you reliable, tailored cover to protect your property and possessions.

Provide financial relief in case of major damage or disaster
Cover theft or loss of valuable belongings
Help you recover faster from unexpected incidents
Ensure your family’s comfort and security stays intact

house insurance and home contents insurance

Find the Right Protection for Your Property

From buildings to belongings, we help you understand what’s covered and how to keep your home secure. Compare cover from top insurers and choose a policy that’s built around your lifestyle and risks.

We help you invest in

Building Insurance
Covers the physical structure of your home including walls, roof, fixtures, and fittings. This includes:
– Damage from fire, lightning, storms, or burst geysers
– Permanent fixtures like cupboards, tiles, air conditioning, and swimming pools
– Optional cover for outbuildings, boundary walls, and paving

Household Contents Insurance
Covers movable items inside your home. This includes:
– Theft, fire, water damage, or natural disasters
– Electronics, appliances, clothing, and furniture
– Jewellery, artwork, and valuables (optional limits can apply)
– Power surges from lightning or electrical malfunctions
– Accidental damage to home possessions
– Advice on compiling an accurate inventory to avoid being underinsured

Keep Your Cover Up to Date

Annual Policy Reviews – To make sure your cover reflects your current replacement values and personal details like your physical address
Claims Support – We guide you through the process to avoid unnecessary delays or rejections
Suggestions on Advice for Proper Valuation – Avoid being over- or underinsured by getting expert guidance that has been suggested through us

Who needs Home Insurance?

Homeowners with bonded or fully paid-off properties
Renters wanting to protect personal contents
Families with valuables and electronics at home
Anyone wanting peace of mind when life takes an unexpected turn

Need investment planning, medical or retirement help?

While First Step Insurance Brokers protects your vehicles, home, and business, our partner company FSLIFE offers a full range of long-term financial and personal protection services: