Car Insurance

Accidents, theft, and unexpected damage can happen in an instant. With First Step Insurance Brokers, you get car insurance that goes beyond basic cover tailored to your needs, lifestyle, and budget. We compare quotes from various insurers to bring you the best deal, every time.

  • Cover the cost of repairs or replacement if your vehicle is damaged in an accident.
  • Provide financial protection if your car is stolen or hijacked.
  • Pay for damage or injury you may cause to other people or their property.
  • Gives you peace of mind knowing you’re protected against life’s unexpected moments.

We make car insurance simple. Whether you want full protection or just the essentials, our expert team helps you compare, customise, and activate your cover quickly, with zero sales pressure and complete clarity.

What Do We Cover

Comprehensive Cover
The most complete option. Covers damage to your own car and others, plus theft, hijacking, fire, and natural disasters. You’re protected even if the accident was your fault.
Third-Party, Fire & Theft
Covers your vehicle in case of fire or theft and provides third-party liability protection. Ideal if your car has lower value but you still need some protection.
Third-Party Only
Covers damage or injury you cause to others , the most affordable option, usually required by law if you’re on the road.

Car Insurance Add-Ons

  • Excess Reducer: Reduces or eliminates your excess in the event of a claim.
  • Car Hire: Keeps you moving from point A to B.
  • Roadside Assistance: 24/7 emergency help for breakdowns, flat tyres, or battery failure.
  • Credit Shortfall Cover: Pays the difference between your car’s value and what you still owe on your finance.
  • Personal Accident Cover: Extra protection for you and passengers in case of injury or death.

Who Needs Car Insurance?

  • Daily commuters and long-distance drivers
  • New car owners with finance agreements
  • Young drivers or first-time vehicle buyers
  • Anyone who wants to avoid the financial shock of unexpected repairs, legal costs, or vehicle replacement

Need investment planning, medical or retirement help?

While First Step Insurance Brokers protects your vehicles, home, and business, our partner company FSLIFE offers a full range of long-term financial and personal protection services:

Wills & Trusts
Protect your legacy with legally sound estate planning
Funeral Policies
Fast, affordable cover to ease financial pressure during loss
Retirement Planning
Grow your nest egg with expert, goal-based strategies
Medical Aid
Get personalized medical aid that fits your health needs and budget
Investment Planning
Build long-term wealth through smart financial tools
Risk Protection
Tailored life and disability cover for lasting peace of mind

Protect your ride with insurance that actually has your back. Let us help you find the best value car cover for your needs.


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